It may be nice to imagine not paying an insurance premium, but the risks of driving without car insurance greatly outweigh any financial benefit. Here are 3 reasons that driving without insurance simply isn’t worth it:
1. It’s against the law.
United States law requires that all drivers maintain active insurance policies. Driving without insurance is a direct violation and shouldn’t be considered an option. Any routine traffic stop can lead to severe consequences if the driver does not have proper insurance.
Consequences include fines, loss of license, loss of registration or even a trip to court and jail time if the problem becomes persistent; however, these consequences vary by state.
2. It can lead to financial ruin.
While you may believe that a serious accident is nowhere in your future, it can happen at any given moment whether you have insurance or not. Accidents ranging from small fender benders to totaled vehicles accompanied by serious injuries can require major expenses.
Insurance acts as your safety net for when the unexpected happens, and it can save you from having to pay for damages directly out of pocket if it’s determined that you are at fault in an accident.
3. It’s your responsibility as a driver sharing the road.
If you drive without insurance, you are also putting the financial safety of other drivers at risk. If you’re unable to pay another driver because you have no insurance, that driver may become financially responsible for the damages. Imagine if someone rear-ended you and was unable to pay for damages to your car. It’s a maddening situation for everyone involved.
If you or someone you love has become the victim of a car accident, do not leave your claim to compensation up to chance. The Tampa car accident lawyers at Lorenzo & Lorenzo have the experience and the know-how to help you receive the compensation you deserve. Contact us today for a free consultation of your claim.